A simple 20-item home inspection checklist for buyers. The home inspection system is far from perfect, but it is the best way to safeguard your interest.
Inspections are imperfect because in most cases the inspector is not permitted to look behind walls or under floors which means many potential problems are hidden. But Andrew Radomski of Pillar to Post, a professional home inspection company, tells me that inspection firms can identify plenty of potential trouble spots. These include:
• Obsolete knob and tube wiring. This is found in homes built prior to the 1950s in most of the original City of Toronto. It is hard to get insurance if your home has knob and tube wiring.
• A 60-amp electrical service when the norm today is either 100 or 200. Again this will lead to higher insurance premiums.
• Old galvanized plumbing. It rusts, can leak and plug up, slowing water flow. Old lead pipes are a health risk. • Any roof over 20 years old should probably be partially or completely replaced.
• Old foundations will gradually deteriorate, causing leaks, and are expensive to repair.
• Windows can be expensive to replace, if in poor condition.
Some firms use thermal imaging technology and, for an additional fee, can identify problems with the structure, moisture leakage or air leakage in a home. They can also better identify when there is insufficient insulation, plumbing leaks or poor construction, which can lead to problems down the road.
Mark Weisleder is a real estate lawyer. firstname.lastname@example.org.
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