Thursday, February 19, 2015

Presentation Techniques in Multiple Offers

What are the top tips on winning multiple offer battles for that detached house in Toronto?

Sure   we can all say have the highest bid, Or make sure there are no conditions.

Baking a Pie? 

Maybe a Video about yourself and your family?  Hand written letters?

In the heat of the moment are you prepared and ready?

Present in person if possible. Avoid the trap of having your offer SENT IN BY EMAIL.  That makes it impersonal, and you are not there to advocate for acceptance. Provide a certified bank draft for 5-10% of the purchase price with the offer; this validates your capacity and intention to Close the transaction. Remove all conditions if possible (pre-inspect if necessary, push your mortgage lender for a commitment) 

Clearly Advise Seller that if the property doesn't appraise at the price paid, the BUYER may need to fund the difference from savings.

If you have an opportunity to introduce your buyers; face to face, with the Sellers, this is the time to do it.  Ask the Sellers [since your buyers are outside] if the buyers can come in and have a second look around the home.   Use this opportunity to have them befriend each other and discuss neighbours.

Are you ready?

Let's get started 


We don't meet people by accident; you were meant to cross my path

David Pylyp  647 218 2414










$10.00 Bad Debt Scuppers house purchase

How long should things stay on your credit file?
5 years ?
10 years?
Is there a statute of limitations?
Should it matter in 2015 that you filed a Consumer Proposal in 1980?


A recent situation came to light on a purchase transaction that an outstanding credit card balance of $10.00 had remained unpaid for eight years and showed R9   Revolving Charge Bad Debt.

Since there was no other credit information their home purchase was declined.

Another had a Bankruptcy filed in 1980 where a discharge as never recorded.  Who is responsible for this error?

YOU ARE!

You have a obligation to search your credit bureau annually and see what others are saying about you and if indeed it is accurate.   You have the right to challenge the information and provide proof that entries are disputed or provide proof that things have changed.

Need a conversation?

http://www.renewyourmortgage.ca/services.html

Are you renewing your mortgage?


Tuesday, February 17, 2015

Seniors on the Move - Smart Sizing

Seems that everyone in my peer circle is talking about their parent's houses!   Mom or Dad has finally decided to let go of the homestead. And they are looking at housing alternatives.  The dilemma becomes what to do with that stuff?

  • Donate
  • Estate Sale / Yard Sale
  • Dispose
  • Take with you to the new place
then, I received this email from Liz...


​​​​​​​Is it just me, or are a lot of seniors on the move?
This past  year, almost all of my new clients were seniors on the move. They were 'Right-sizing'. They were moving from a large home to a smaller one.
Why were they moving?  They were looking to let go of the challenges with older homes, large lots with landscaping & gardening, too much to clean & too many stairs. They were getting more 'real' with their needs now & not from the past.
My staff & I helped them to purge (unwanted items, including selling, donating & removal) pack everything & made all the arrangements for the move.Once they were in their new home, we un-packed & put away all of their belongings that made sense for the new home. Each one of them, without fail, was so glad to have made the move. We helped remove a lot of the stressors of the move & got them settled quickly.
Who do you know who, is considering 'Right-sizing' and might need some help?
Cheers, Liz
Liz Manore - President, The Company of Organizers Inc.905-467-2400www.TheCompanyofOrganizers.comFacebook: The Company of Organizers LinkedIn: The Company of Organizers Inc.Twitter: @Liztheorganizer


I read recently that any task can be accomplished if divided into half hour intensive bursts, or actually to have someone working with you to assist each decision.

Give me a call when you are ready.

David Pylyp
Accredited Senior Agent  647 218 2414