Bidding Wars - Now you have buyer's Remorse

A major issue arising in bidding wars is when a buyer regrets their purchase decision almost immediately afterwards. Or worse, when their lender appraisal says that they paid too much and will not lend the buyer enough to close the deal. Here are five lessons to learn about the consequences of a buyer’s remorse in these situations.


1. Can the buyer simply refuse to pay the deposit, if it has not yet been paid?

In many bidding wars, this is not possible, as sellers are demanding certified cheques or bank drafts to accompany any offer. However, even if a buyer can either stop payment on an uncertified cheque or refuse to pay the deposit, they are still liable for damages. They can be sued by a seller for the difference in price if the seller subsequently sells for less money. In addition, even if the seller subsequently sells for more money, the buyer can be sued for the amount of the deposit that they failed to deliver.

2. Should a buyer agent approach the listing agent for a mutual release immediately?

Be very careful about this. If a buyer agent communicates that the buyer cannot close, then the seller could take the legal position and declare that the buyer has committed an anticipatory breach of contract. This would permit the seller to treat the contract as terminated by breach, and proceed to sue the buyer for the items listed above. It is best for these negotiations to be carried out by lawyers, to make sure that the parties’ legal position is protected at all times, if a settlement is being negotiated.

3. Is there a legal solution to this?

If there is sufficient time before closing, a buyer is permitted to assign their contract to a new buyer, who could take over their position and close with the seller. This is because unlike a contract with a builder, there is nothing preventing a buyer from assigning a re-sale agreement before closing. A buyer must understand that if they are asking their own agent to “sell” the property for them, they will have to pay real estate commission as well. Therefore, a buyer would have to assign their agreement for a price that is equal to the price they paid plus commission, just to break even.

4. Does a seller have to agree to this assignment?

In most cases the answer is no, unless the original offer contained a seller take-back mortgage. However, in practice, many lenders will not recognize the new buyer unless there is an amendment done to the original agreement to change the buyer name to the new buyer. This will require the consent of the seller.

In my opinion, this is unfortunate as lawyers routinely change how a buyer can take title by providing a direction to this effect on closing. Sellers should consent to this anyway, as long as the original buyer remains liable if the new buyer cannot close the agreement for any reason.

5. Can the buyer list the assignment onto the MLS system?

Theoretically, a buyer could list the property on an MLS system because they have a right in the contract that they can sell. However, most real estate board rules require that to list a property on their system, you must be able to show the property and without the seller’s agreement, this will not be possible.

I had a situation where the buyer could not close after winning a bidding war. I negotiated with the seller’s lawyer to permit the buyer to put the property back onto the MLS system and the seller would permit showings. It was also agreed that the buyer could not make any profit on this re-sale and that they could only recover their extra commission cost. The benefit to the seller was that their deal closed and the parties were able to save themselves from very expensive legal proceedings.

Anyone can close a simple real estate deal. When it comes to choosing or recommending a real estate lawyer, make sure you have one that can solve problems that can arise as well.

#Toronto #realestate
#callme

http://SellinginToronto.ca

One in 10 could be behind with their mortgage

The high level of debt carried by Home Owners in Toronto is exceeding their capacity to safe for their rainy day fund.   One singular event, a car accident or if one wage earner is laid off can have serious consequences.

We may qualify at the posted rates and take a mortgage at the variable rates; additional expenses make it harder to save for retirement or that annual vacation.

Who says so?   CD Howe Institute.  December of 2015

 The portion of mortgage indebted households with a primary mortgage debt-to-disposable income ratio in excess of 500 percent has climbed from 3 percent in 1999 to 11 percent in 2012.December 9, 2015 – The federal government should pay close attention to several pockets of risk in the Canadian housing market, according to a new C.D. Howe Institute report. In “Mortgaged to the Hilt: Risks From The Distribution of Household Mortgage Debt,” authors Craig Alexander and Paul Jacobson expose pockets of vulnerability by going beyond national averages and focusing on the distribution of house mortgage debt by income, age and region, all of which matter most when assessing risk.
“Household mortgage debt has risen dramatically and traditional economy-wide averages understate the degree of financial risk for those that carried mortgages because they typically divide the value of mortgages across the income of households with and without mortgages”, remarks Alexander.
Using the data from the Survey of Financial Security, the authors find that the ratio of the value of mortgages on primary dwellings have jumped from 144 percent of after-tax income in 1999 to 204 percent in 2012.  However, this also understates the degree of financial risk for a significant minority of households.
The author’s analysis suggests that a significant minority of Canadians having taken on a high degree of financial risk. The portion of mortgage indebted households with a primary mortgage debt-to-disposable income ratio in excess of 500 percent has climbed from 3 percent in 1999 to 11 percent in 2012. Their analysis of the distribution of mortgage debt is as follows:

1. Income: The increase in highly mortgage-indebted households has been in all income groups, but more so in lower-income quintiles.

1. Age: The increase in financial risk is also evident across all age groups, but more so for younger Canadians who have entered the market most recently.

1. Region: As one might expect, there has been greater concentration of mortgage debt in the provinces with the strongest housing booms.

Additionally, the authors find that roughly 1-in-5 of mortgage indebted households have less than $5,000 in financial assets to draw upon in response to a loss of income or to higher debt service costs. 1-in-10 mortgage-indebted households have less than $1,500 in financial assets to address any shock. This represents an inadequate financial buffer, as average mortgage payments are more than $1,000 a month, before taxes and operating costs.
The federal government may want to consider further policy actions to lean against the shift towards significantly higher mortgage burdens. However, such policy measures should not be unduly heavy handed and should be targeted to address the distributional nature of the risks.
For example, potential targeted measures would be to tighten underwriting requirements by lifting required credit scores, capping total debt-service ratios at lower levels, lifting qualifying interest rates when doing income testing, or varying the minimum downpayment by the size of mortgage to target higher-priced markets. Such measures would build on the regulatory tightening already done to date without posing a material threat to Canadian real estate markets. https://www.cdhowe.org/sites/default/files/attachments/research_papers/mixed/Commentary_441_0.pdf    Click here for the full report. 

Getting the correct Mortgage Advice; living with your means and eliminating HIGH Interest rate credit card debt all count towards securing your long term comfort.  I recommend a debt check up with http://RenewyourMortgage.ca

Because the best mortgage is NO mortgage at all.

David Pylyp

TXT 647 218 2414 or Email

You should know the facts to Change your life in 2016

What prices should we watch this year?   Everything is going to be more expensive!

We faced financial extinction in 2008 and bounced back. The average Toronto detached home approaches $622k. Sales continue unabated averaging 10% per year in financial gains per year since '95 breaking 100K units in the GTA. 

The key seems to be consistency.

This could be coming to an end.

**
**


Oil Prices have been falling, much to our delight at the gas pumps but now we realise that OIL and Gas related employment accounts for 25% of our economy. Increased expenses for everything we eat, as we suffer with exchange rate that is an eleven year low.

Brick-and-mortar stores still have value in the form of sales and brand experience, but if they’re not building a strong online presence in tandem, they’ll quickly find themselves out of the running.

Canadian Consumers are increasingly shopping online.

Mortgage Finance rules have changed requiring Larger downpayments and stricter lending guidelines. Those Millennials fortunate enought to have found a decent paying dependable job will some trouble qualifying for new mortgages; Those with contract work will find it a struggle. 

With so much weakness in the domestic economic picture,  uncertainty over oil prices and negativity in Canadian markets, year-end seems a good time for homeowners to focus on eliminating debt and consider finally working towards being debt free.

We All still see Canada as a safe haven for investment and immigration. People will continue to arrive and 95% want the Canadian dream of Home ownership. 


It all simply comes down to consumer confidance... 


I dont have an APP    Just call me  
Let me help you with my best pricing tools

David Pylyp
Sales Representative
Accredited Senior Agent
Toronto Canada 

RE/MAX Realty Specialists Inc., Brokerage
Mississauga, ON

Smoke Smoke Smokin' in my condo

UMMMmmm

Trudeau...   The Past Prime Minister said it best when he said the "Government has no business in your bedroom"

What would he say about this?

Section 2(1) of the Human Rights Code provides that:
2.  (1)  Every person has a right to equal treatment with respect to the occupancy of accommodation, without discrimination because of race, ancestry, place of origin, colour, ethnic origin, citizenship, creed, sex, sexual orientation, gender identity, gender expression, age, marital status, family status, disability or the receipt of public assistance.
For the purposes of section 2(1) “occupancy of accommodation” has been interpreted to include living in a condominium corporation and “disability” includes a medical condition which may be irritated by the presence of smoke.
It is crucial to note that the Human Rights Code takes precedence over all other Ontario provincial laws, including the Condominium Act.
http://www.millerthomson.com/en/publications/newsletters/mtcondolaw-ontario/june-2014/the-smoker-next-door-responding-to-smoke

Meanwhile, those who smoke on balconies and carelessly flick their butts away are responsible for fires.   Who says so?    The Fire Department.

In the last five years, cigarettes sparked 97 fires on condo and apartment balconies, tallying $45M in damage, said fire chief Ken Block.
That includes the Clareview condo complex fire in May sparked by cigarette butt discarded into a diaper pail, which left more than 300 people without a home.
"Fires caused by the improper disposal of smoking material are completely preventable, and yet are the cause of some of our city's most dangerous and devastating fires, http://www.cbc.ca/news/canada/edmonton/cigarette-butt-receptacles-ordered-for-condo-apartment-balconies-1.3114066

So where will we go for a cigarette?

What about marijuana?   Legal Medical use...  I have a permit / script for that...   right?

What are your thoughts?

Digital Imaging arrives in Toronto

When home sellers see that you’ll be presenting their property online in immersive 3D, they will be blown away. A Matterport 3D Showcase™ makes you the clear choice to list any property. 

Digital Imaging Toronto is revolutionizing how real estate photographers, brokerages and agents showcase residential and commercial properties. The Matterport 3D technology is simple, powerful and effective. The ultimate home Viewing instrument that allows you to measure and create floorplans. 

A 3D Showcase™ is an online experience that lets home buyers move through a property and see it from any angle. Even get a completely unique sense for the place with our “dollhouse” view. Try it here!

 

Matterport 3D Media Platform Demo from Matterport on Vimeo.


... BUT there are thousands of other professions and services that could use this technology; 

• Restaurant or Pub displaying their venue 
• Homes under construction displayed in stages of completion 
• Stores that have an online shopping presence 
• Commercial Real Estate Brokers to display retail or office space. 
• Home designers to display what could be changed. 
• Insurance Companies for Claims or Verification Museums, 
• Art Galleries and other Venues 

 Matterport is a key part of the optimal “click and mortar” showroom and commerce experience. The Matterport Pro 3D Camera and Capture App for iPad automatically produces high-quality immersive 3D models in the hands of any user. As the camera gently spins, it captures the colors and contours of a space—and calculates dimensions and spatial relationships between objects. Other laser-based camera systems are cumbersome, expensive and take days to create a 3D model. Access and organize your 3D models. 

The Matterport 3D Portal is a management and distribution platform for all of your 3D models. Access and organize your scan jobs and models, collaborate with your team, share models with clients, and publish models to the general public. All of your 3D models are uploaded into the folder you designate for each user. Cloud-based creation and hosting of high-fidelity 3D models. 

The Matterport Cloud executes an extensive set of computer vision algorithms to process the photography and 3D data, creating a 3D model that combines HDR-quality imagery with dimensionally accurate geometry. In this way, geometrical data is converted into an efficient polygonal mesh, which can be easily streamed to the Matterport 3D Showcase media player. 

Be there. From anywhere. Once a Matterport 3D model is hosted in the Matterport Cloud, viewers anywhere in the world can explore these spaces from their desktop or mobile device. The result? A totally immersive experience that literally transports you. 

 This functionality is now available on Virtual Reality platforms like VR Googles. http://matterport.com/virtual-reality/ News Releases http://matterport.com/in-the-news/ 

Call Digital Images Toronto to arrange your Virtual Tour - starting June 20, 2015

Digital Imaging for Home Tours 3D with Matterport

New Technology now available in Toronto

Matterport digital imaging combines 3D and 2D technology and renders a drive-able video tour. You control what you want to see and from what perspective.




3D Showcase Navigation Help. 

3D Showcase features a new help experience designed to drive greater engagement with your models. Navigation Help educates users on key features, such as walking around inside the model and viewing the Dollhouse. 

Click the question mark icon to open Navigation Help. Navigation Help automatically appears once for each user. If you wish to display help every time a particular 3D Showcase runs, you can add the query parameter help=1 to the embed code, as shown below:

Call to create a Digital recreation of your home today 647 218 2414

Virtual Tours Are available Approximately June 20th 2015
Condos from $200    Houses from $300
Engagement is 4'x that of a normal virtual tour
Book Now! 

SAMPLE condo showcase https://my.matterport.com/show/?m=d2rR1qJuRbb

OPEN HOUSE Sign ins

Should we be collecting PHOTO ID at open houses?

Do you regularly ask for and obtain names and phone numbers for all visitors that come thru your open houses?   Does posting a SIGN help?

It is someone's home and personal contents that are readily visible.

What about my personal safety?

If it was your house I hope you would request the same information.

Its about the results.
Call Me today to schedule an interview.

647 218 2414

Was there really another offer? Lies and Toronto Real Estate

Toronto - Etobicoke   You have found THE perfect house and you love it!  Now you are pondering an offer and the agent says:

"There are other offers registered."

How do you know?  Who can you trust?

I would include a clause that indicates;

This offer is being submitted on the basis that it is part of multiple offers. If the seller receives no other offer by 9 pm on {INSERT DATE}, the seller or the seller's salesperson will notify the buyer or the buyer's salesperson and the buyer will have one hour to revise or revoke their offer. If the seller accepts the buyer's offer, the seller shall provide, within 24 hours, the name, address and phone number of the salesperson and brokerage company that submitted the competing offer(s).

It has happened (to me) that in the heat of the moment, agents will register an offer [this means that its printed and signed, ready to present] only to not attend the presentation or neglect to email or fax the contents.   Their Buyers have simply grown cold feet and withdrawn.

New Guidelines from Bill 55 from RECO are very specific about what you are entitled to.

Q: What are the requirements for the summary document? A: The summary document can only be used for offers that did not result in a transaction. The summary document must include:
• The name and signature of the buyer.
• The name and contact information of the seller.
• The name of the buyer’s brokerage and their representative.
• The name of the seller’s brokerage and their representative.
• The address, legal description or other identifier of the property.
• The date and time the offer was made.
• The date and time the offer was received by the brokerage, and how the offer was received, such as in person or by fax.
• The date of presentation, if the brokerage presented the offer to the seller.
• The date and time, if any, until which the offer was irrevocable.
http://www.reco.on.ca/UserFiles/Bill%2055%20Fact%20Sheet.pdf

Best course of ACTION?

Be there with me!

I'm available in West Toronto at 647 218 2414
Call me

$10.00 Bad Debt Scuppers house purchase

How long should things stay on your credit file?
5 years ?
10 years?
Is there a statute of limitations?
Should it matter in 2015 that you filed a Consumer Proposal in 1980?

A recent situation came to light on a purchase transaction that an outstanding credit card balance of $10.00 had remained unpaid for eight years and showed R9   Revolving Charge Bad Debt.

Since there was no other credit information their home purchase was declined.

Another had a Bankruptcy filed in 1980 where a discharge as never recorded.  Who is responsible for this error?

YOU ARE!

You have a obligation to search your credit bureau annually and see what others are saying about you and if indeed it is accurate.   You have the right to challenge the information and provide proof that entries are disputed or provide proof that things have changed.

Need a conversation?

http://www.renewyourmortgage.ca/services.html

Are you renewing your mortgage?

Seniors on the Move - Smart Sizing

Seems that everyone in my peer circle is talking about their parent's houses!   Mom or Dad has finally decided to let go of the homestead. And they are looking at housing alternatives.  The dilemma becomes what to do with that stuff?

• Donate
• Estate Sale / Yard Sale
• Dispose
• Take with you to the new place

then, I received this email from Liz...

​​​​​​​Is it just me, or are a lot of seniors on the move?
This past  year, almost all of my new clients were seniors on the move. They were 'Right-sizing'. They were moving from a large home to a smaller one.
Why were they moving?  They were looking to let go of the challenges with older homes, large lots with landscaping & gardening, too much to clean & too many stairs. They were getting more 'real' with their needs now & not from the past.
My staff & I helped them to purge (unwanted items, including selling, donating & removal) pack everything & made all the arrangements for the move.Once they were in their new home, we un-packed & put away all of their belongings that made sense for the new home. Each one of them, without fail, was so glad to have made the move. We helped remove a lot of the stressors of the move & got them settled quickly.
Who do you know who, is considering 'Right-sizing' and might need some help?
Cheers, Liz
Liz Manore - President, The Company of Organizers Inc.905-467-2400www.TheCompanyofOrganizers.comFacebook: The Company of Organizers LinkedIn: The Company of Organizers Inc.Twitter: @Liztheorganizer

I read recently that any task can be accomplished if divided into half hour intensive bursts, or actually to have someone working with you to assist each decision.

Give me a call when you are ready.

David Pylyp
Accredited Senior Agent  647 218 2414 

How long Should Appliances work after closing?

A client moves into a home, and within half a year the appliances all have to be replaced one by one. They were in good working order on closing. How do you address this?

With Home Insurance available from CHS Safe Close TM  
You are protected from irrecoverable costs related to Premium Home Systems and Appliance Breakdown for a 6 month period commencing 15 days post the closing of the sale.

Simply put, you are not only covered for appliances, you are also covered for major systems like your Central Heating System, Built in Wall Units, Central Air Conditioning, Heat Pumps, Interior Plumbing, interior Electrical or Owned Hot water Heater.

This exclusive offering is only available when you purchase your home with the David Pylyp Home Buying Team TM.   Insurance is provided by Rhodes and Williams Limited.

Call for details today. 647 218 2414    http://BuyinginToronto.ca

Real Estate Commissions Revealed

The Big Elephant in the Room about Commissions in Toronto Real Estate.
Everyone wants the lowest commission. We all want to save.

Real Estate Fees are negotiable but there are so many service levels available.

So, What's different?



I provide an unmatched marketing plan and put this in writing.

There is a video library of Testimonials; My Reviews Just click here 

Ask How much the agent will spend on marketing, Printing Brochures and related Marketing Costs;

Video Tours and Hi Res Photo's 

Do they have Visible Online Advertising and use Social Media 

Do they keep up to date with legislation and rapidly changing technology.

REBATES dont matter when 10's of thousands are lost at the negotiation table or the promised buyers never appear.

And Not all real estate agents provide the same service.

I have observed mistakes that cost people money and STUDY how to avoid them. If, I prepare for potential problems and practice those solutions, I will make you money.


Our group has written guidelines on how multiple offers will be handled so that everything is fair, transparent and above board.  You know you have made the right decision.

Real Estate Services are about providing Value and being available. Communication and Trust are critical. When you call, I will answer my own phone. YOU WILL HAVE WEEKLY PROGRESS REPORTS

I KNOW YOU are not just looking for a house; YOU are looking for where you will spend your life.

I would like to meet with you to demonstrate my value; HOW I walk with you through the entire home buying and selling experience. 

I can be reached at 647 218 2414

Toronto Housing Bubble - NOT

Affordability
If we did not have CMHC backed financing, you would require a minimum of 20% down. Amortizations were available to 30 years and beyond.  Investors never had the opportunity to have these cash flows on rentals.   Toronto currently has a vacancy factor near 1.4% 

Compare with 20 years ago
Rentals are subject to Landlord Tribunal control, except for properties built after Nov. 1991.  You can raise the rent to what ever the market will bare.

Immigration
If one million people could come to Canada  would they?  Why?
Health Care, Financial Safe Haven, No war, Democracy, Education, Employments, Schools, Universities, Freedom of Religion. What Have we left off?

Aging demographics
Advances in home care, personal improvements into a property, technology for elevators, stair sliders, lowered cabinets, accessible bathrooms, attention to geriatric medicine are making living in our homes a reality for much longer, often a live in caregiver is possible making our term of ownership much longer.

Will Prices drop?  Why would they, at 3% and reducing numbers of homes for sale there is competition for product.  

When will you buy?    Lets talk about it.

I'm singularly over rated

"I'm overrated," David Pylyp said.

"Home Buying" is a team sport. What I was good at was assembling a strong team, setting the goal and plan together then executing that strategy, but I'm just one guy."

We need a strong selection process. Input from your spouse on schools and neighbourhoods. Tacit approval from your kids on the big move.

If your intended home is not currently on the market we will need to canvass FSBO's, negotiate with mere listers and door knock individual homeowners in your desired neighbourhood.

Other team members;

• Your home inspector's diligent eye to point out costly and needed repairs.
• Your Independent mortgage broker to find you the best terms conditions and interest rate.
• Your real estate lawyer, who through decades of experience knows exactly what rebates apply to First Time Buyers and challenges for Non Residents. esp when a two car garage is a one and half or who owns the mutual drive.
• The trades people who come in and repaint, repair, re install new flooring or carpets prior to your move in date.
• The LockSmithy who comes in to rekey your front door to deter unexpected visitors.
• To attending at your lawyers for the closing and then later to collect and deliver your key.

Each team member plays a vital and complementary role in contributing to your successful and smooth transaction.

That's what it's about... right?

Will you believe I can deliver what I promise?

There is a new business model you can see @ banks or insurance brokers. Its the professional application taker. They fill out the required forms, enter the data, smile and nod, agree with you, then send you an email saying they can't help or something else is wrong with your file. No explanation or solution is provided. The problems you've got left, are probably the difficult ones. 

We all want to find discount answers to our problems. Find the solution that's guaranteed to work, takes little time and even less effort. Of course, problems that lend themselves to bargain solutions have already been solved. What we're left with are the problems that take ridiculous amounts of effort, untold resources and the bravery to attempt something we have never done before; that might not work. Knowing this before we start will help you allocate the right resources... or choose not to start at all. 

This problem, might not be worth the effort it's going to take. If it is, then you need to pay up. I work on a contingency basis. I am paid upon successful completion of the sale and I cover all the marketing expenses. We should talk, otherwise you are with a professional application taker. Not many answers there.



The Most important question.  It's not:

Is my price low enough? 

Is it reliable enough?

Do I offer enough?

Am I promising enough? 

No, the most important question in marketing something to someone who hasn't purchased it before is;  "Do you trust me enough to believe my promises?"
Without that, you have nothing.

Can a single image define your brand?

I am trying to develope a singular video image that will relay who and where I am in less than 2-3 seconds as an intro for video's  

Branding Can you articulate your USP?: How could I better describe I'm in Toronto?  A single Concept to visually engage you to stay a few seconds or minute longer on my video
There is huge competition for attention span



Is image A or B better?

If I can help you reach out.... 

First Impressions do Matter

Guaranteed to be love at first sight;
 Do you want to go out and come in again?





https://plus.google.com/u/0/+DavidPylypToronto/posts

How Lazy is your Agent?

You want your home sold.

You want Buyers to see the value of your home. You negotiate aggressively for the best commission deal. 

Buyers want Pictures, Video, Floorplans and details. Here is a SAMPLE ad of mine from earlier in 2013 for a condo at Humber Bay Shore, Toronto, ON.

Your Pied a Terre in the City.
A newly built and Freshly Painted Two bedroom Suite with two spacious bathroom at the luxurious Park Lake Residences, located at Lake Shore and Ellis Ave., right at Sunnyside Beach.
This building is a two tower structure with a centre podium that houses an open air terrace for BBQ's and Lounging. Sight lines are to Humber Bay Shore, the bay, The Humber River Bridge, The North Views include dramatic vista of High Park. There is a strong management team in place here with a Large Reserve in compliance with the Reserve Fund Audit. All parking is above grade with 4 levels for resident garage parking and a main floor open air garage for visitors.  No Flooding!
On the #TTC The access to transit is fed from the #80 #TTC Queensway Bus to Keele Subway, a Lake Shore EXPRESS #508 bus to Union Station and a 24 hour transit line alone Queensway / Queen Street ensures prompt and continuous access.
UPGRADES include Hardwood Floors, Stainless Steel Hardware and Stainless Steel Appliances, Fridge, Stove, Microwave, Built in Dishwasher PLUS Stackable Washer and Dryer. Kitchen has a Granite Counter top, under mounted Cupboard lighting and a subway tile ceramic back splash. All existing window coverings remain with the property. Bathrooms include marble wall trim, marble or ceramic floors and upgraded plumbing.
This Suite measures 860 square feet as per the builders floor plan. (Available)
Property Brochure left on site. 
Is the Top Picture  11 x 17 two sided  Next panel provides interiors.

Additional Property Details http://davidpylyp.com/search/feature.cfm?ml_num=W2551722   Link to my site and Financing details.  This will now appear as unavailable.
Virtual Tour on Property http://www.youtube.com/watch?v=gwaI5mCTiw4&feature=youtu.be
Additional Property Pictures https://picasaweb.google.com/109283965469179719942/February4201303#slideshow/5841275256762724242
Realtor.ca Search W2551722
This property is available for showings and occupancy Effective Feb 05th, 2013 (This listing will not appear at this site)

Do I Sound Grumpy?  Yes!  Agents claim to do the same job but do not. Sellers are disappointed. Agents are taking pictures with iphones and not a series but only one or two. Video with an ipad...  Agents are not producing booklets with closing calculations for your property because they cannot afford to. There are now in excess of 40,000 agents competing for your business in the Greater Toronto Area. I am not going to Markham, Thornhill, Richmond Hill, Vaughan or Scarborough. I mean them no disrespect.  I serve within a half hour of the QEW at 427.

How much would you have received for your property with professional marketing?  A colour brochure, video and property take aways for Buyers to "THINK ABOUT IT" 

My job is to attract as many prospects as possible to your property in a reasonable length of time.  Is it time to call me?   647 218 2414

Self Represented House Purchase

I go to Sobey's and select my grocery purchase.   I fill my cart; wait in the self checkout line, bag my own groceries, pay by card and leave.  Where was my discount?

Who started this SELF REPRESENTED Nonsense... I filled my own shopping cart at STAPLES. Now you do the paperwork but I want CASH BACK?

Try that at your Bank for a mortgage! You're doing your own appraisal? How about the dentist? Your own fillings?  When you are closing a real estate transaction; tell your lawyer you will handling FAXING and Delivering documents yourself to save on courier fees.  No, I don't want anything explained; because "We know it all! We read it online."

The people with the highest interest in the outcome of the checkout process are the very same people that self-checkout puts in charge: me! How could it not work? It's the perfect alignment of self-interest.  Of course you will be fair and want to pay market value.  Its the Perfect Storm

#BREAKING NEWS FLASH
The Seller pays the Buyers Agent for procuring an offer. Thats COMMON LAW. Sellers clear all charges and debts related to the sale of the property. That's COMMON LAW.  If you are trading in real estate and think you are capable of receiving NO service from me, whatsoever, thats fine.  

BUT...

Are you biblical?  You cannot serve two masters  - Matthew 6:24

I have a contractual obligation and agency relationship with a home owner to procure offers for sale on their property.   NOT switch sides and work to get you the best deal.

It costs you [The Buyer] nothing ... To Give me a try. Call me or http://Bit.Ly/GetDave

If you lived Here - What do you see?

33 St Charles St East, Toronto ON
CASA Condominiums

https://plus.google.com/photos/109283965469179719942/albums/5901665250956753121
PHOTO ARRAY 

What's the View like?



Would you like to be here?

Give me a call at 647 218 2414
or suggest a different criteria  http://BuyinginToronto.ca